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Posted on Tuesday, 19th July 2011 by Sarah Sullivan

The Chase Marriott Rewards Credit Cards are ideal for those seeking a travel rewards card and for those that enjoy staying at Marriott locations while away. The Chase Marriott Visa Rewards Cards are available in two versions: the Marriott Rewards Visa Signature Card and the Marriott Rewards Premier Visa Signature Card. Whether you are a frequent traveler or an occasional traveler, either of these credit cards offers will provide you with great benefits. Both card offers generous rewards and both have a low annual fee. The information below illustrates the main differences between the two cards.

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Posted on Tuesday, 19th July 2011 by Sarah Sullivan

Government plans to get rid of over-the-limit fees on all credit cards have been slammed by Westpac.

The second largest bank in the country lodged a submission to the Treasury to record its “serious concern” with the draft bill, reports the Australian Online.

Under the terms of the new proposals, banks will no longer be permitted to charge those with credit cards who go over their limit.

Brett Gale, head of government affairs at Westpac, commented: “We were surprised and deeply disappointed when we received the draft bill … to discover that key aspects of the governments policy had changed on the eve of [the] release.”

He added that the inclusion of a ten per cent buffer could give consumers the illusion that they can exceed their credit limit.

According to the Australian Financial Review, those who own plastic are set to save millions of dollars each year as a result of the changes to the legislation, news which might prompt Aussies to compare credit cards.

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Posted on Monday, 18th July 2011 by Sarah Sullivan

The Treasury has suggested that banks will be forced to provide further details about credit cards under new banking reforms.

Among the information they could be expected to give out is the amount of interest to be repaid and the time it would take a cardholder to restore their balance if the minimum monthly payment is made, reports the Sydney Morning Herald.

Despite the Treasury saying no final decision has been made on whether to implement the changes, Aussie banks have been given a week to respond to the proposals.

Individuals considering going online to compare credit cards might be encouraged to hear that financial institutions may not be permitted to levy over-the-limit fees.

For those who struggle to maintain a disciplined approach to their plastic, Lifehacker writer Loren Baxter advised picking a card that only has a $1,000 limit.

She claimed this could reduce the chance that large debts will be racked up quickly.

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Posted on Sunday, 17th July 2011 by Sarah Sullivan

The majority of Australians with credit cards intend to reduce the amount they owe on their plastic, a recent study has shown.

According to the annual Australian Debt Study conducted by Veda Advantage, six out of ten people hope to cut down the amount they owe within the next six months, reports the AAP.

People hoping to minimise their repayments might find that going online to compare credit cards enables them to find a card with lower interest rates.

The survey also found that 15 per cent of Aussies will make a one-off large purchase using their credit cards.

One in ten of the respondents revealed that they would use their plastic to pay for their holiday this year.

This comes after Ross Gittins noted in an article published by the Age that Australians are showing greater restraint in their credit card usage, with the average debt only increasing by one per cent in the year leading up to February 2011.

This article is brought to you by Mozo Helping you compare credit cards. 

Tags: Cards Intend, Credit Cards, Credit Cards Intend, Debt
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Posted on Tuesday, 12th July 2011 by admin

If you have a lot of debt then the one thing you need to know how to do is control your debt effectively. What most people don’t realize is that debt can consume your life if you are not careful and that is why you need to do all you can to make sure that doesn’t happen. The problem with debt is that once you have it you start to become comfortable with it, trust me, debt is nothing that you want to keep around for a very long time.

The first thing you need to know about debt is that you need to know how to control it effectively and that is exactly what I want to show you how to do. The Read more…

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Posted on Tuesday, 12th July 2011 by admin

Any car owner can apply to the Gainesville Title loan comfortably. A title loan is a loan by mortgaging your car in lieu for some cash urgency. Whenever you need a cash loan in an easy, effective and a full proof manner, you should try and get the Gainesville Title loan.

You can easily apply for the title loan online and get the money in as early as fifteen minutes. It all depends upon how quickly your genuine documents are verified. With Gainesville Title Loan you can get the application approved at an instant and the very moment you will get the loan transferred to your bank account.

Title loans are for those who need easy money and don’t have a good credit report. Read more…

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Posted on Tuesday, 12th July 2011 by Sarah Sullivan

Southwest Airlines and Chase recently unleashed a new credit card with one of the largest sign up bonuses available on any credit card today:  50,000 Rapid Rewards points worth over $800 in Wanna Get Away Fares that can be redeemed for two free flights. This new offer, available on the Southwest Rapid Rewards Premier Card from Chase, is so massive it makes the Chase Sapphire $500 promotion look tame. And, while there are a few drawbacks to this offer, the initial sign-up bonus vastly offsets these factors.

The Rapid Rewards Premier Card is like a turbo-charged version of the standard Rapid Rewards Plus Card.

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Tags: Chase, Credit Card, Rapid Rewards
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