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Posted on Saturday, 4th December 2010 by Sarah Sullivan

Now you can save even more money through SmartyPig online social banking with the brand new “SmartyPig Cash Rewards Prepaid MasterCard.” On top of charging no monthly maintenance, customer service or reload fees, the “SmartyPig Cash Rewards Prepaid MasterCard” lets you earn up to 10% cash back at more than 9,000 select U.S. retailers. Once you open your SmartyPig online savings account, you have the option to load funds anytime through your online account onto a prepaid MasterCard for use anywhere Debit MasterCard is accepted.

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Tags: Cash Rewards, Rewards, Smartypig Cash, Smartypig Cash Rewards
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Posted on Thursday, 2nd December 2010 by Rebecca Ortiz

Regularly reviewing the credit report is an essential step in maintaining and building good credit. Fortunately, every resident of the United States is entitled to one free credit report each year from each of the three credit reporting agencies – Equifax, Experian, and TransUnion. These agencies provide credit reports that are regulated by the Fair Credit Reporting Act (FCRA), and are the same agencies used by prospective lenders and employers to examine applicants’ credit scores.

Information contained on a credit report includes credit repayment history, previous residency information, past legal issues, and other facts that are indicative of a person’s financial stability. Ensur

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Tags: Credit Report, Free Credit, Free Credit Report, Report
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Posted on Tuesday, 30th November 2010 by Sarah Sullivan

Recently-published figures from the Australian Bureau of Statistics (ABS) have shown that retail turnover fell by 1.1 per cent in October this year.

The figure follows a narrow increase in the previous month, with November recording a rise of 0.1 per cent.

According to the ABS Retail Trade report, cafes, restaurants and take-away food services suffered the largest falls during the month with a decline of 4.8 per cent.

Clothing, footwear and personal accessory retailing (4.6per cent), other retailing (2.0 per cent) and department stores (1.1 per cent) also saw turnover fall.

The only sectors to enjoy a rise were food retailing and household goods with rises of 0.6 and 0.5 per cent respectively, showing that consumers are putting the home and family first.

Northern Territory suffered the largest fall (-4.9 per cent), followed by New South Wales (1.8 per cent), Queensland (1.2 per cent), Victoria (0.8 per cent), Western Australia (0.3 per cent) and South Australia (0.2 per cent).

The Australian Capital Territory (0.6 per cent) and Tasmania (0.5 per cent) were the only regions to enjoy a rise.

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Posted on Tuesday, 30th November 2010 by Timothy Bell

Credit cards will soon be replaced by smartphones, or at least that’s the belief expressed by Google CEO Eric Schmidt. On Monday, he explained why he believed credit cards as we know them may eventually become secondary to smartphones and actually showed off a device with the capability to replace the plastic.

The Unannounced Device

Schmidt attended the Web 2.0 Summit in San Francisco where during an interview, he showed off what he called the “unannounced device I carry around with me.” The device was able to use Near Field Communication, which means people using it can make payments and accomplish other tasks by waving it over an electronic reader.

While the logo on the smart phone was taped over, it is widely believed that the phone is the Nexus S, which is built by Samsung.

Is This New Technology Safe?

Schmidt said at the summit that he not only believes the new smartphone technology is safe, but that credit card companies believe it is more secure than traditional plastic.

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Tags: Ceo, Credit Cards, Google Ceo
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Posted on Monday, 29th November 2010 by Heather Powell

It’s going to be a bipolar holiday sales season, reports Bloomberg Businessweek.

Industry analysts, looked to to predict the shopping habits and spending stats at this time of year, predict a mix of spending trends this holiday season. Luxury retailers will experience a boom of sales at the register, while mass-market retailers will barely make bottom line profits like they used to in past years.

The spending forecast highlights a growing gap between American consumers, with luxury consumers–high-income Americans who held on to their jobs and reduced debt over the recession–charging forward with full-price luxury goods to the registers, and frugal-minded Americans–middle-class Americans who are anxious about job security and tightening their household budgets–looking for bargains and steals at the mall.

A

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Posted on Monday, 29th November 2010 by Sarah Sullivan

Visa has introduced its “Borderlinx” and “SkyBOX” online shopping services in markets around the world so everyone can enjoy shopping at thousands of online merchants from the U.S. and the U.K. Making it easier for you to shop on the internet these holidays, “Borderlinx” and “SkyBOX” eCommerce shopping gives you a personalized U.S. shipping address to which retailers can mail purchased items, and then arranges for delivery to your home country.

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Tags: Skybox
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Posted on Sunday, 28th November 2010 by Rebecca Ortiz

The company has a strange name that sounds like something out of a science fiction movie or your high school calculus class, and you have probably never heard of it and know nothing about what it does. But you can be quite sure that the company named “[x+1] Inc.” knows a thing or two about you.

The company’s own CEO was quoted in the press saying “We never don’t know anything about someone.” That manner of speaking is about as strange as the company name, but what he meant is that his company always knows at least something about everyone – and there is nobody that it does not know something about, including you.

Because of that unique quality the [x+1] might be really cool to “friend” on Facebook or to hire to do undercover work for the CIA. But the revenue

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