Friday, 18th May 2012.

Posted on Friday, 14th January 2011 by Heather Powell

If you missed them last year, here’s our favorite picks of Credit Karma blog posts to better understand and improve your credit health and finances. If you’ve been missing out on Credit Karma Blog all year, it’s your chance to get the best of the best!

These must-reads are the type of posts that shared a fresh new perspective, daring new information, or were the kind of fun and interesting tidbits that we were excited to share with you.

If you like what you read and want to keep up with the personal finance and credit information we dish every week, subscribe to our RSS Feed and look out for updates and tidbits via our Twitter and Facebook.

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Tags: 20 Posts, Posts
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Posted on Wednesday, 12th January 2011 by Timothy Bell

Stay-at-home moms will be an unintended target, if one of the recent proposals by the Federal Reserve goes into affect. Merchants and retailers are not happy with the proposed law either as it would require credit card issuers to consider only the income of the actual borrower and not consider other household income.

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Tags: Moms, Moms Affected
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Posted on Monday, 10th January 2011 by Rebecca Ortiz

At some point, a responsible consumer may find themselves managing multiple lines of credit. These can range from utilities to credit cards and from school loans to home mortgages. Many consumers, however, do not understand the roles that their lines of credit play in influencing their credit scores. Below is a list of facts that consumers should keep in mind when considering how to handle their lines of credit.

  • Utilities are as important as credit cards. Bills of any kind, even utilities bills, are as important to a consumer’s credit score as any other line of credit. M

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Tags: Credit, Credit Scores
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Posted on Sunday, 9th January 2011 by Sarah Sullivan

Keeping your small business finances separate from your personal finances can make things a lot easier on yourself and on your accountant. Small business credit cards allow businesses to gain momentum and continue their growth when they might otherwise face financial road blocks. Consider a small business credit card to help you keep track of purchases, earn rewards for your business, and make tax reporting easier with simple itemization.

In addition to keeping their business finances organized, business owners can also enjoy rewards specific to their small business credit cards.

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Tags: Cards, Small Business
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Posted on Saturday, 8th January 2011 by Timothy Bell

Credit card fraud is a serious issue, and retailers and credit card issuers have enacted a number of measures to help protect your identity and their bottom-lines. But the backlash of tighter security is that many common citizens are needlessly being treated like potential criminals. The ever-shifting rules for credit card security make it difficult for customers to know when they should give up their personal information and when they have every right to clam up. In spite of that, here are four situations where the law is clear.

Showing Your ID at Checkout

Many grocery stores, department stores and other retail stores ask to see your ID whenever you swipe a credit card.

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Posted on Saturday, 8th January 2011 by Heather Powell

**Today’s guest post is contributed by LearnVest **.

Cash-back reward programs on credit cards aren’t too good to be true—in truth, they’re inspiring more debt among their users than rewards of cash.

Debt Now, Cash Soon.

A study run by three economists and mentioned in the Wall Street Journal found that among 12,000 credit card accounts, those users offered cash-back rewards not only spent more, but assumed more debt as well. From the Journal:

The extra debt could mean two things: People spent more overall or they shifted spending to their cash-back rewards card from some other card in their purse or wallet. Sumit A

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Tags: Cards
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Posted on Saturday, 1st January 2011 by Heather Powell

One of the tasks for the New Year would be to review the credit report that you receive annually. Not only is it free for the consumers but it also doesn’t require signing up for anything. The Congress a few years ago had passed a law which required each of the 3 credit bureaus, Equifax, Trans Union and Experian to provide the consumer with a free copy of the credit report every year. Consumers also should understand that there is just the solitary source for the annual review. They need to go to the site annualcreditreport.com and follow the instructions. T

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Tags: Credit Report, Report
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