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Posted on Wednesday, 20th April 2011 by Sarah Sullivan

Countless small business credit card offers are just waiting for the next business account to open. You may have even received these specialized small business offers in the mail. Building business credit can be very important for the future of your company. Just like a good personal credit history, a strong business credit history shows your creditworthiness and also gives credence to your business as a legitimate company.

When you have your own company, you may have to juggle business credit cards, business lines of credit, and small business loans to keep your company moving forward.

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Tags: Building Business, Business Credit, Credit
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Posted on Wednesday, 20th April 2011 by Heather Powell

Not only is it important to get your credit reports from the three credit bureaus, it is also important to know how to raise your credit score. A higher credit score makes it a lot easier for you when it is time for a new credit card, car loan or insurance policy. There are several steps one can adopt in order to raise the credit score.

The first step is to get the credit report and look for errors. You can get a free report once a year from each of the 3 bureaus and if you find errors like late payments which aren’t correct or missed payments etc. you can get them corrected immediately. T

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Tags: Credit Score, Score
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Posted on Wednesday, 20th April 2011 by Rebecca Ortiz

The Federal Reserve Clarifies Rules to Project Credit Card Consumers

The Fed recently clarified its rules regarding credit card company promotional or “teaser” rates, requiring that card companies cannot increase a cardholder’s promotional interest rate unless and until the customer is at least 60 days delinquent on their payments.

These promo rates are used primarily as a marketing ploy to entice people to sign up for a credit card, and the deals offered can be really good for the consumer. But if the rate gets changed unexpectedly – before the promised expiration date – then the cardholder loses out on the benefit of the low intro rate.

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Tags: Card Consumers, Consumers, Credit Card, Credit Card Consumers
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Posted on Sunday, 17th April 2011 by Timothy Bell

Spring has finally sprung, and if you are itching to shake off those winter blues with a little bit of travel, you definitely will want to check out the new British Airways Visa Card offered by Chase Bank.

Never had a Chase credit card before? You won’t want to pass this one up! Not only does the British Airways Signature Visa credit card offer incredible reward miles normally, it’s extremely easy for the first time account holder to earn enough bonus miles in the first three months to receive two free transatlantic flights roundtrip, of course!

If you apply by May 6, Chase is offering 50,000 bonus miles for your first purchase with the British Airways Visa Signature Card and another 50,0000 miles after $2,500 worth of transactions within the first three months. Tha

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Tags: Chase, New British, Visa Card
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Posted on Sunday, 17th April 2011 by Timothy Bell

A few weeks back, the Federal Reserve issued a series of clarifications regarding the Credit CARD Act of 2009. While the last of the regulations were implemented about a year ago, issuers have tried to sidestep the intent of the regulation.

“There are some issues that simply were not provided for in the legislation, or that the legislation resolved in a way that is now raising concerns,” spokesman Dean DeBuck said. “Where we find violations of new or existing requirements we will insist on immediate correction and will take formal enforcement action where appropriate to the circumstances.”

The Fed’s new guidelines should offer clarity, but some have also provoked new controversy.

Individual Income Vs. Household

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Tags: Card, Credit Card
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Posted on Saturday, 16th April 2011 by Sarah Sullivan

Using a balance transfer card is a great way to save yourself some money. If you have a high interest balance on a credit card, you can transfer that balance to a card that offers 0% and avoid paying interest. This sounds like a smart way to get around paying a high interest rate and it is, but you have to know what your doing when it comes to making a balance transfer. If your not careful, you could end up not being hit with fees that make that great looking offer not so great.

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Tags: Balance Transfer, Transfer
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Posted on Friday, 15th April 2011 by Sarah Sullivan

City-dwelling Aussies are spending an increasing amount of money on their water bills each year, recent figures indicate.

According to data from the National Water Commission, the cost of the resource has risen by ten per cent each year, reports the AAP.

Those who pay their bills with credit cards may have noticed that this increase has occurred annually for the last three years.

The typical bill in cities with more than 100,000 people living in them rose from $756 in 2008/9 to $837 in 2009/10.

Individuals looking to offset the rising cost of water may want to compare credit cards online to ensure they do not pay more interest on purchases and bill payments than they need to.

Earlier this month, the same publication cited a survey conducted by Dun and Bradstreet, which indicated consumers are tightening their belts and that spending is expected to decline in the near future.

Have a question about credit cards?

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Tags: Water Bills, Year
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