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Posted on Wednesday, 22nd June 2011 by Sarah Sullivan

The Chevron Texaco Visa Card is a gas rewards card that can be used anywhere Visa debit is accepted. This card is ideal for those who make their gasoline purchases at Chevron or Texaco gas stations. The cards has a special introductory offer for your fuel purchases which gives you 10¢ per gallon for 60 days. There is no annual fee with this card.

• 10¢ per gallon in fuel credits on fuel purchases made at Chevron and Texaco
• 3% in fuel credits on non-fuel purchases at Chevron and Texaco
• 1% in fuel credits on all other non-fuel purchases everywhere Visa cards are accepted
• Plus NO Annual Fee, Cash Access and Zero Fraud Liability

This card does not offer an introductory rate for purchases or balance transfers. T

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Tags: Card, Texaco Visa, Texaco Visa Card, Visa Card
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Posted on Wednesday, 22nd June 2011 by Sarah Sullivan

The Capital One Venture card, which is widely considered to be the best miles credit card on the market, just got a lot better. Following in the footsteps of other credit card companies that have recently increased sign-up bonuses, Capital One has increased the sign up bonus on the Venture card to 25,000 miles, a $250 value when rewards are redeemed for a statement credit. Additionally, Capital One also added a 10,000 mile sign-up bonus to the no annual fee VentureOne rewards card.

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Tags: Card, Venture Card
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Posted on Wednesday, 22nd June 2011 by Timothy Bell

Consumers have managed to lower their credit card defaults and late payments with the top six card companies in April, says a new report from The Associated Press. The report revealed that more card users are in control of their spending than they have been in some time.

Card Issuers See Improvement in Customer Payments

According to the report, card issuers saw major drops in defaults (balances considered uncollectible, or charge offs) and late payments in April:

• Capital One Financial Corp.: Cap One reported a drop in defaults to 4.97 percent annualized, which is the biggest drop among the card issuers and is a level not seen since late 2007.
• American Express Co.: Amex celebrated the lowest default rate, which was 3.5 percent. Th

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Tags: Card Companies, Companies, Credit Card Defaults, Late Payments
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Posted on Tuesday, 21st June 2011 by Rebecca Ortiz

A recent report from TransUnion shined a positive light on recent consumer credit card behavior, pointing to a significant drop in the delinquency rate.

According to TransUnion, credit card delinquencies decreased nearly 10 percent from the fourth quarter (Q4) of 2010 to the first quarter (Q1) of 2011. In addition, the Q1 2011 delinquency rate of 0.74 percent is more than 33 percent lower than one year ago (Q1 2010), when the delinquency rate was at 1.11 percent. The most recent (Q1 2011) 0.74 percent delinquency rate is the lowest seen since all the way back in the third quarter (Q3) of 1996, when the rate was at 0.76 percent.

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Tags: Card, Credit Card
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Posted on Tuesday, 21st June 2011 by Rebecca Ortiz

The environmental organization Brighter Planet recently partnered with MasterCard to offer business credit card customers a tool that helps them not just track their credit card expenses but also their carbon emissions. Software created by Brighter Planet analyzes cardholder purchases such as flights, car rentals, hotel reservations, and translates them into carbon dioxide emissions.

This carbon footprint tracking report will help each company get a snapshot view of how its carbon footprint looks, based on credit card expenses that tend to gobble up energy and produce a greater volume of harmful carbon emissions.

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Tags: Credit Card, Tool
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Posted on Monday, 20th June 2011 by Heather Powell

Marriage is hard enough. Throw money into the mix, and it gets harder.

This week we conducted an informal poll on Facebook, asking how married couples should manage money: together, separate, or a little of both. One of our Facebook fans commented, “As long as the bills are paid, you have money set aside, and both spouses can agree on financial decisions, there is no correct or incorrect way to approach this.”

Before you say your vows, decide with your significant other whether you’ll combine your finances, keep them separate, or choose a combination of the two. To he

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Tags: Different Money, Money
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Posted on Monday, 20th June 2011 by Heather Powell

The type of credit you have can have a huge impact on what you want to buy – irrespective of whether it is a cell phone or a house that you are planning to buy. Most people in the industry state that the credit report is more or less like a report card for grown-ups. This clearly shows your ability to handle finances but the report could also contain mistakes and reflect a bad grade.

The policy and economic research council has come out with a new report that looks into the credibility of credit reports. The study has thrown light on some of its findings. T

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Tags: Credit, Credit Report
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