<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Apply for Credit Cards</title>
	<atom:link href="http://apply4creditcards.info/feed" rel="self" type="application/rss+xml" />
	<link>http://apply4creditcards.info</link>
	<description>Apply for a credit card with instant online applications!</description>
	<lastBuildDate>Sun, 13 May 2012 23:21:47 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
		<item>
		<title>Chinese yuan, Walmart, home prices and economy</title>
		<link>http://apply4creditcards.info/credit-report/chinese-yuan-walmart-home-prices-and-economy</link>
		<comments>http://apply4creditcards.info/credit-report/chinese-yuan-walmart-home-prices-and-economy#comments</comments>
		<pubDate>Sun, 13 May 2012 23:21:47 +0000</pubDate>
		<dc:creator>Sarah Sullivan</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-report/chinese-yuan-walmart-home-prices-and-economy</guid>
		<description><![CDATA[As I mentioned in December 2010 in Economy is improving? I don&#8217;t think so, any economy two-thirds of which based on consumer spending has problems and big ones. And the US consumers will buy much less now as Chinese-made goods will get more expensive and gas prices are about to reach $5 per gallon. Both [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-report/chinese-yuan-walmart-home-prices-and-economy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a Credit Freeze and Should You Use It?</title>
		<link>http://apply4creditcards.info/credit-card-posts/what-is-a-credit-freeze-and-should-you-use-it</link>
		<comments>http://apply4creditcards.info/credit-card-posts/what-is-a-credit-freeze-and-should-you-use-it#comments</comments>
		<pubDate>Fri, 11 May 2012 01:54:41 +0000</pubDate>
		<dc:creator>Heather Powell</dc:creator>
				<category><![CDATA[Credit Card Posts]]></category>
		<category><![CDATA[Freeze]]></category>
		<category><![CDATA[Freeze Should]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-card-posts/what-is-a-credit-freeze-and-should-you-use-it</guid>
		<description><![CDATA[In some states it is legal to institute a freeze on your credit, which is done by paying a fee of about $20 to each of the big three credit reporting agencies Experian, TransUnion, and Equifax. You also have to fill out a simple form or mail them a letter that outlines your request. Read [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-card-posts/what-is-a-credit-freeze-and-should-you-use-it/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Literacy Series: 5 Purchases that Should Never Go on Your Credit Card</title>
		<link>http://apply4creditcards.info/credit-card-posts/financial-literacy-series-5-purchases-that-should-never-go-on-your-credit-card</link>
		<comments>http://apply4creditcards.info/credit-card-posts/financial-literacy-series-5-purchases-that-should-never-go-on-your-credit-card#comments</comments>
		<pubDate>Sun, 06 May 2012 12:04:42 +0000</pubDate>
		<dc:creator>Heather Powell</dc:creator>
				<category><![CDATA[Credit Card Posts]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-card-posts/financial-literacy-series-5-purchases-that-should-never-go-on-your-credit-card</guid>
		<description><![CDATA[This wont surprise holders of cash back rewards credit cards, but the companies that issue your credit cards know where you shop. Issuers who follow their own guidelines need to know which purchases qualify for 1%, 2%, or 5% cash back, so each retailer is categorized. The purchase analysis doesnt end with categories, however; issuers [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-card-posts/financial-literacy-series-5-purchases-that-should-never-go-on-your-credit-card/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Bills and Your Credit</title>
		<link>http://apply4creditcards.info/credit-cards-news/medical-bills-and-your-credit</link>
		<comments>http://apply4creditcards.info/credit-cards-news/medical-bills-and-your-credit#comments</comments>
		<pubDate>Sat, 05 May 2012 21:35:53 +0000</pubDate>
		<dc:creator>Rebecca Ortiz</dc:creator>
				<category><![CDATA[Credit Cards News]]></category>
		<category><![CDATA[Credit]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-cards-news/medical-bills-and-your-credit</guid>
		<description><![CDATA[Whens the last time you checked your credit report? Have you watched a medical bill slowly bring your credit scores down? Have you battled the insurance company and medical facility that reported a bill as delinquent? There is a very good chance you can relate to the frustration associated with derogatory reports due to old [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-cards-news/medical-bills-and-your-credit/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Rating</title>
		<link>http://apply4creditcards.info/credit-report/credit-rating</link>
		<comments>http://apply4creditcards.info/credit-report/credit-rating#comments</comments>
		<pubDate>Fri, 04 May 2012 10:19:34 +0000</pubDate>
		<dc:creator>Sarah Sullivan</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Rating]]></category>
		<category><![CDATA[Rating]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-report/credit-rating</guid>
		<description><![CDATA[It seems that today a persons credit rating is very important. Most people borrow money to purchase large-ticket items such as cars and homes, not to mention that many people also use credit cards to make everyday purchases for what they want and need. A credit rating is extremely important financially for most people yet [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-report/credit-rating/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dr. Seuss goes to the carnival</title>
		<link>http://apply4creditcards.info/credit-card-posts/dr-seuss-goes-to-the-carnival</link>
		<comments>http://apply4creditcards.info/credit-card-posts/dr-seuss-goes-to-the-carnival#comments</comments>
		<pubDate>Sat, 14 Apr 2012 08:25:07 +0000</pubDate>
		<dc:creator>Heather Powell</dc:creator>
				<category><![CDATA[Credit Card Posts]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-card-posts/dr-seuss-goes-to-the-carnival</guid>
		<description><![CDATA[Back in the 1980s, Cyndi Lauper &#8212; with her bright orange hair, loudly colored clothes, unmistakable voice and her supersized persona &#8212; often seemed like more of a cartoon character than a real person. So, perhaps it&#8217;s appropriate that when my recent blog, called &#8220;What Dr. Read more&#8230;]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-card-posts/dr-seuss-goes-to-the-carnival/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why the Regulation of Credit Card Merchant Fees Will Curtail Rewards</title>
		<link>http://apply4creditcards.info/credit-cards-news/why-the-regulation-of-credit-card-merchant-fees-will-curtail-rewards</link>
		<comments>http://apply4creditcards.info/credit-cards-news/why-the-regulation-of-credit-card-merchant-fees-will-curtail-rewards#comments</comments>
		<pubDate>Fri, 13 Apr 2012 21:03:11 +0000</pubDate>
		<dc:creator>Rebecca Ortiz</dc:creator>
				<category><![CDATA[Credit Cards News]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Rewards]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-cards-news/why-the-regulation-of-credit-card-merchant-fees-will-curtail-rewards</guid>
		<description><![CDATA[Consumers love to receive credit card rewards from their spending. So long as cardholders pay their balances in full and on time, these benefits come at no cost to themselves. At the same time, a different situation exists for merchants who accept credit cards. They must pay merchant fees that typically consume 3-5% of the [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-cards-news/why-the-regulation-of-credit-card-merchant-fees-will-curtail-rewards/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Little-Known Deductions: Credit Repair During Tax Season</title>
		<link>http://apply4creditcards.info/credit-report/five-little-known-deductions-credit-repair-during-tax-season</link>
		<comments>http://apply4creditcards.info/credit-report/five-little-known-deductions-credit-repair-during-tax-season#comments</comments>
		<pubDate>Fri, 06 Apr 2012 16:32:23 +0000</pubDate>
		<dc:creator>Sarah Sullivan</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Repair Tax]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-report/five-little-known-deductions-credit-repair-during-tax-season</guid>
		<description><![CDATA[Tax time is upon us, and you know what that means: either big refunds or big bills. Paying taxes is a necessary evil, but you shouldn’t rely on Uncle Sam to provide you with a fair deal. Clerical errors and deduction oversights could be costing you thousands each year—money better applied to credit repair: Remember [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-report/five-little-known-deductions-credit-repair-during-tax-season/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>F is For FEAR</title>
		<link>http://apply4creditcards.info/credit-report/f-is-for-fear</link>
		<comments>http://apply4creditcards.info/credit-report/f-is-for-fear#comments</comments>
		<pubDate>Wed, 04 Apr 2012 18:50:19 +0000</pubDate>
		<dc:creator>Sarah Sullivan</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[F Fear]]></category>
		<category><![CDATA[Fear]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-report/f-is-for-fear</guid>
		<description><![CDATA[FEAR has been defined as an acronym:  False Evidence Appearing Real and Former Experience Actually Repeating. Read more&#8230;]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-report/f-is-for-fear/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Discover Open Road Card Review</title>
		<link>http://apply4creditcards.info/credit-card-posts/discover-open-road-card-review</link>
		<comments>http://apply4creditcards.info/credit-card-posts/discover-open-road-card-review#comments</comments>
		<pubDate>Sun, 01 Apr 2012 11:58:41 +0000</pubDate>
		<dc:creator>Heather Powell</dc:creator>
				<category><![CDATA[Credit Card Posts]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Open Road]]></category>
		<category><![CDATA[Open Road Card]]></category>
		<category><![CDATA[Road Card]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-card-posts/discover-open-road-card-review</guid>
		<description><![CDATA[Like most of America, Im spending way too much money on gas.  So, having a credit card that can help you save each month on gas can be vital.  The Discover Open Road Card and its cash back bonus on gas and travel is a little helping hand whether youre commuting to work or taking [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-card-posts/discover-open-road-card-review/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Virgin Money hikes interest rates by 50% for thousands of existing credit cardholders</title>
		<link>http://apply4creditcards.info/credit-card-posts/virgin-money-hikes-interest-rates-by-50-for-thousands-of-existing-credit-cardholders</link>
		<comments>http://apply4creditcards.info/credit-card-posts/virgin-money-hikes-interest-rates-by-50-for-thousands-of-existing-credit-cardholders#comments</comments>
		<pubDate>Tue, 20 Mar 2012 14:01:11 +0000</pubDate>
		<dc:creator>Heather Powell</dc:creator>
				<category><![CDATA[Credit Card Posts]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Virgin Money]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-card-posts/virgin-money-hikes-interest-rates-by-50-for-thousands-of-existing-credit-cardholders</guid>
		<description><![CDATA[PUBLISHED: 06:24 EST, 13 March 2012 &#124; UPDATED: 09:25 EST, 13 March 2012 Virgin Money has hit thousands of credit card customers with a massive interest rate hike of 50 per cent, and borrowers elsewhere have been warned that other card providers could follow suit. Read more&#8230;]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-card-posts/virgin-money-hikes-interest-rates-by-50-for-thousands-of-existing-credit-cardholders/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sign On Bonuses Raise the Ante</title>
		<link>http://apply4creditcards.info/credit-cards-news/sign-on-bonuses-raise-the-ante</link>
		<comments>http://apply4creditcards.info/credit-cards-news/sign-on-bonuses-raise-the-ante#comments</comments>
		<pubDate>Tue, 20 Mar 2012 01:48:22 +0000</pubDate>
		<dc:creator>Rebecca Ortiz</dc:creator>
				<category><![CDATA[Credit Cards News]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Bonuses Raise]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-cards-news/sign-on-bonuses-raise-the-ante</guid>
		<description><![CDATA[For some time, weve known credit card companies have been in heated competition for your loyalty. Everything from lower APR, to waived annual fees to bonuses that are designed to impress, its all about bringing the American consumer back into the credit-fied world. Unfortunately, the credit card industry has faced tough scrutiny when it comes [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-cards-news/sign-on-bonuses-raise-the-ante/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I Remove Debt Collections From My Credit Report?</title>
		<link>http://apply4creditcards.info/credit-report/can-i-remove-debt-collections-from-my-credit-report</link>
		<comments>http://apply4creditcards.info/credit-report/can-i-remove-debt-collections-from-my-credit-report#comments</comments>
		<pubDate>Thu, 15 Mar 2012 06:00:10 +0000</pubDate>
		<dc:creator>Sarah Sullivan</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Report]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-report/can-i-remove-debt-collections-from-my-credit-report</guid>
		<description><![CDATA[If your credit report has a debt collection on it, it lowers your score. The most damage will be done during the first two years that it is on your report, but it will linger there for 7 years total. And, due to some unscrupulous collectors, maybe longer. But, there are some steps you can [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-report/can-i-remove-debt-collections-from-my-credit-report/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 tips for the newbie on traveling abroad with plastic</title>
		<link>http://apply4creditcards.info/credit-card-posts/6-tips-for-the-newbie-on-traveling-abroad-with-plastic</link>
		<comments>http://apply4creditcards.info/credit-card-posts/6-tips-for-the-newbie-on-traveling-abroad-with-plastic#comments</comments>
		<pubDate>Wed, 14 Mar 2012 06:42:57 +0000</pubDate>
		<dc:creator>Heather Powell</dc:creator>
				<category><![CDATA[Credit Card Posts]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Tips Newbie]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-card-posts/6-tips-for-the-newbie-on-traveling-abroad-with-plastic</guid>
		<description><![CDATA[Today&#8217;s guest blog is by Geoff Whitmore, lead traveler writer at NoobTraveler.com, a blog dedicated to educating its readers on reward travel, travel tips and cost-saving travel techniques. Adrenaline races through your veins as you begin to prepare for your first trip overseas. You are already picturing yourself sipping wine in the rolling hills of [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-card-posts/6-tips-for-the-newbie-on-traveling-abroad-with-plastic/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tabbedout Gives PayPal another Entry into Physical Checkouts</title>
		<link>http://apply4creditcards.info/credit-cards-news/tabbedout-gives-paypal-another-entry-into-physical-checkouts</link>
		<comments>http://apply4creditcards.info/credit-cards-news/tabbedout-gives-paypal-another-entry-into-physical-checkouts#comments</comments>
		<pubDate>Sun, 11 Mar 2012 08:34:29 +0000</pubDate>
		<dc:creator>Rebecca Ortiz</dc:creator>
				<category><![CDATA[Credit Cards News]]></category>
		<category><![CDATA[Physical]]></category>
		<category><![CDATA[Physical Checkouts]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-cards-news/tabbedout-gives-paypal-another-entry-into-physical-checkouts</guid>
		<description><![CDATA[PayPal is continuing its aggressive expansion into physical retail and is developing multiple strategies for attack. Last month the payment processor made a splash with its entry into Home Depot and its plan to subsidize the processing costs of retailers who agree to add the PayPal option to their point-of-sale (POS) terminals. Now we learn [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-cards-news/tabbedout-gives-paypal-another-entry-into-physical-checkouts/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit card reward schemes on the rise</title>
		<link>http://apply4creditcards.info/credit-card-posts/credit-card-reward-schemes-on-the-rise</link>
		<comments>http://apply4creditcards.info/credit-card-posts/credit-card-reward-schemes-on-the-rise#comments</comments>
		<pubDate>Tue, 06 Mar 2012 08:02:34 +0000</pubDate>
		<dc:creator>Heather Powell</dc:creator>
				<category><![CDATA[Credit Card Posts]]></category>
		<category><![CDATA[Reward]]></category>
		<category><![CDATA[Reward Schemes]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-card-posts/credit-card-reward-schemes-on-the-rise</guid>
		<description><![CDATA[In terms of what form these rewards take, 22% offer cashback, and 68% provide a points or voucher system.  The remaining 10% offer Air miles. However, the findings reveal that the financial value of these rewards can vary dramatically and it is urging would-be card holders to select their credit cards wisely. Looking at cashback [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-card-posts/credit-card-reward-schemes-on-the-rise/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Benefits Of Paying Credit Card Balances In Full Each Month</title>
		<link>http://apply4creditcards.info/credit-cards-news/the-benefits-of-paying-credit-card-balances-in-full-each-month</link>
		<comments>http://apply4creditcards.info/credit-cards-news/the-benefits-of-paying-credit-card-balances-in-full-each-month#comments</comments>
		<pubDate>Mon, 05 Mar 2012 08:46:54 +0000</pubDate>
		<dc:creator>Rebecca Ortiz</dc:creator>
				<category><![CDATA[Credit Cards News]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://apply4creditcards.info/credit-cards-news/the-benefits-of-paying-credit-card-balances-in-full-each-month</guid>
		<description><![CDATA[In 2004, PBS’ Frontline and the New York Times came out with an investigative report called The Secret History of The Credit Card. In it, employees of credit card issuers disclosed the industry slang used to refer to their two types of credit card users. So-called Revolvers were the people who carried a balance each [...]]]></description>
		<wfw:commentRss>http://apply4creditcards.info/credit-cards-news/the-benefits-of-paying-credit-card-balances-in-full-each-month/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

