Posted on Friday, 24th June 2011 by Heather Powell

Personal Finance News

  • Is Shopping by Smartphone Private? Whenever you shop virtually, whether on the web or with smartphone apps, you’re basically weighing convenience against your own comfort with transmitting your personal information. Currency
  • 17 Easy Ways to Save Energy at Home This Summer. Are you ready for summer yet? While the temperature here in New Mexico is still in the “I can’t decide if it’s summer or winter” mode with 80 degree days and 25 degree nights, we all know that sooner rather than later summer will be here, accompanied by heat, humidity, and bugs! My Two Dollars
  • Is It Safe to Buy Medical Coupons on Daily Deal Sites? Medical discounts for half off may raise eyebrows and valid questions like whether the deal sounds too good to be true. In fact, most medical organizations are against doctors selling their services at a discounted price on daily deal sites, according to SmartMoney. Savvy Sugar
  • How Much Does the Queen Make? W ith all the media frenzy behind the Royal Wedding over the past few months, it was hard not to get pulled into the vortex. But for me, it wasn’t about Kate Middleton’s wedding dress (or her sisters), my thoughts revolved around the cost of the wedding (surprised?), but ultimately, the kind of income the Royal Family generates to support such an extravagant event. Million Dollar Journey
  • Make Money by Avoiding This Investing Mistake. We’ve all seen the headlines warning of market crashes make us want to duck and cover. Then, sometimes the next day, headlines touting record-breaking increases can make us feel bullish beyond reason. The Motley Fool

Credit Report & Credit Score News

  • Open doors with your FICO credit score. When you’ve got it flaunt it — an excellent credit score, that is. You know all too well the importance of that three-digit number, which lenders use to assess the risk you represent. If your score is in the top tier: 750 or above out of 850 on the FICO scale. That alone qualifies you for membership in a fairly exclusive club : Only a third of Americans have achieved such a high number. CNN Money
  • 5 ways to improve your credit score for a lower interest rate. It’s time to improve your credit score, now that a federal report found Floridians have more money to pay down debt, thanks to more overtime, raises and new jobs. Sun Sentinel
  • Credit care: How to revive credit score after foreclosure. I lost my house to foreclosure due to a drop in income. I have paid all my other bills, but my credit score is 645. What can I do to raise my score? Arizona Daily Star
  • How to Really Manage Your Credit. Meet the world’s most financially self-controlled man. Pete D’Arruda says he has more than $300,000 in available credit, thanks to some 25 Visas, Mastercards, and individual store, airline and gas cards — about $12,000 a card. Wall Street Journal
  • Incomes don’t count in credit scores. I have high student loan debt. When I pull my FICO scores from Equifax and TransUnion, the only thing that’s keeping my scores low is that I have a 99% debt-to-income ratio on my student loans. Ask Liz Weston

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