Posted on Friday, 27th January 2012 by Heather Powell
Following a tough year for consumers and in the aftermath of Christmas 2011s debts, many people may be looking to consolidate their debts or take out new loans or credit cards. Comparison site, MoneySupermarket.com urges borrowers to take time to understand their credit file and offers a number of steps for Brits applying for credit, [...]
Tags: Credit, Credit Profile
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Posted on Sunday, 8th January 2012 by Heather Powell
While avoiding debt entirely is the best advice for a healthy start to the New Year, those with a festive financial hangover may be considering a 0 per cent interest balance transfer credit card. We investigate the best cards and what pitfalls should be avoided if you get one. A substantial 28 per cent of [...]
Tags: Balance Transfer, Balance Transfer Credit, Credit, Transfer Credit
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Posted on Tuesday, 3rd January 2012 by Heather Powell
Sometimes the difference between keeping $150 and losing it is one simple phone call. It’s a simple lesson: Persistence pays. It’s also one that every personal finance expert worth their salt will tell you is among the most important to learn. No one cares about your money as much as you do, and to keep [...]
Tags: Call
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Posted on Tuesday, 13th December 2011 by Heather Powell
British holidaymakers risk running up over £422 million in stealth charges just for using their debit or credit card abroad, according to uSwitch.com, the independent price comparison and switching service. While a fifth of holidaying Brits (21%) intend to take money out of foreign cash machines using their debit card, one in four (38%) will [...]
Tags: Charges
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Posted on Tuesday, 22nd November 2011 by Heather Powell
Holidaymakers using a prepaid card overseas are being warned of a sneaky 15per cent charge that can leave them stranded without access to their own money. The little-known tolerance charge allows MasterCard and Visa to add up to 15per cent to the bills of prepaid card users. It is supposed to protect customers from overspending, [...]
Tags: Cent Charge, Prepaid, Sneaky 15
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Posted on Tuesday, 18th October 2011 by Heather Powell
Spending on store cards has dropped 20 per cent in the last year as cash-strapped shoppers desert the High Street. The store card decline far outstrips the overall 2 per cent less spent on credit during the last year, according to figures from the Finance and Leasing Association (FLA), which represents lenders. Helen Flaxon, of [...]
Tags: High Street, Store Cards, Street
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Posted on Tuesday, 11th October 2011 by Heather Powell
Earlier this week, a friend posted on Facebook that he went to a drive-through restaurant. As he pulled up to the window, the cashier smiled and said that the person before him left behind a dollar for his order — a random act of kindness. My friend was taken aback by this small but kind [...]
Tags: Smile, Smile Day
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