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Posted on Sunday, 22nd January 2012 by Rebecca Ortiz

It is not realistic to imagine oil prices will ever return to the level where Americans can buy gasoline for $1 per gallon. This reality has compelled many to purchase more fuel efficient vehicles while trying to find cash back credit cards that offer savings on fuel. The Pentagon Federal Credit Union Platinum Cash Rewards card gives customers unprecedented savings on fuel, and some cash back on all other purchases.

For each dollar spent on most purchases, customers will receive one percent cash back, with an incredible 5% cash back on gasoline purchases that are paid at the pump.

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Posted on Wednesday, 11th January 2012 by Sarah Sullivan

Credit repair is an elusive animal to many, but there are plenty of ways anyone can help themselves improve. Start small by:

1. Checking your credit report. Your credit report serves as a financial map. The right information can lead to credit approval, while the wrong information can place roadblocks in your path. Why settle for a lower credit score if you don’t have to? Talk to us about getting a free copy of your credit report to review. Verify the information you see, and make a list of any mistakes or unfair credit reporting you find. Good credit repair begins with collecting all the facts. <

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Tags: Credit Repair, Repair
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Posted on Sunday, 8th January 2012 by Heather Powell

While avoiding debt entirely is the best advice for a healthy start to the New Year, those with a festive financial hangover may be considering a 0 per cent interest balance transfer credit card.

We investigate the best cards and what pitfalls should be avoided if you get one.

A substantial 28 per cent of us will end up getting into debt this Christmas, research has claimed.

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Tags: Balance Transfer, Balance Transfer Credit, Credit, Transfer Credit
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Posted on Thursday, 5th January 2012 by Sarah Sullivan

New data from the Central District of California was posted on Prof. Jonathon Hayes, Bankruptcy Prof. Blog:

• Pro per filings for the Jan through Sept, 2011 period were 28.3% of the total.  The national average is 7.9%. 
• The central district clerk’s office processes one bankruptcy petition every 3 minutes, 44 seconds. 
• The next highest number of filings after the central district is the middle district of Florida.  The C.D. Cal has 146% more filing than M.D. Fl. 

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Posted on Wednesday, 4th January 2012 by Rebecca Ortiz

Consumers who want to purchase more than what they can afford tend to apply for credit cards because of the guaranteed approval which happened to be increased lately by more than 50% from the original ratings in the past. Even those who were hit by recession found assurance on credit card companies since they can still purchase even without having cash on hand. The great news is there are over 99% of people who applied for a credit card and all of them were approved.  If you are serious to apply for a credit card and get approved easily, now is your time to shine and grab the opportunity.

According to a survey made in the past years, credit card applicants increased by about 5 million and these people actually made the federal reserve increase as well by about $5.67 billion dollars.

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Tags: Card, Credit Card
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Posted on Tuesday, 3rd January 2012 by Heather Powell

Sometimes the difference between keeping $150 and losing it is one simple phone call.

It’s a simple lesson: Persistence pays. It’s also one that every personal finance expert worth their salt will tell you is among the most important to learn. No one cares about your money as much as you do, and to keep it, sometimes you have to fight for it.

I learned that the hard way today during one incredibly irritating morning of back-and-forth with a major airline. At stake was a $150 ticket reissue fee that I didn’t think I had to pay. Read more…

Tags: Call
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Posted on Tuesday, 13th December 2011 by Heather Powell

British holidaymakers risk running up over £422 million in stealth charges just for using their debit or credit card abroad, according to uSwitch.com, the independent price comparison and switching service. While a fifth of holidaying Brits (21%) intend to take money out of foreign cash machines using their debit card, one in four (38%) will risk being stung by fees by using their credit cards to pay for things on holiday.

However more than one in ten (11%) Brits dont understand the costs involved and that they vary between cards, while only a third (35%) research the best credit card to use abroad and make sure its in their wallet.

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Tags: Charges
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